B

Ferdinand, IN

Source:

Affordability Score: 74/100

Population: 4,627 · 1 ZIP codes

The affordability dashboard for Ferdinand, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,627 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $84,750, median home value of $236,200, median rent of $819 per month, and 27.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $956 per month (studio $685, 1BR $729, 3BR $1,328, 4BR $1,604).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ferdinand, IN include housing, commute, rent. Unemployment currently reads 0.3% and poverty 6.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$84,750
Median household income
Education D
27.9%
Bachelor's degree or higher
Housing B+
2.8x
Home value $236,200 vs income
Commute B+
20 min
Average commute time
Rent A+
$956/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$84,750
▲ 37% vs national
Per Capita Income
$39,091
Unemployment Rate
0.3%
Poverty Rate
6.2%

Housing

Median Home Value
$236,200
▼ 14% vs national
Median Rent
$819/mo
Owner Occupied
84.6%
2BR Fair Market Rent
$956/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$685
1BR
$729
2BR
$956
3BR
$1,328
4BR
$1,604

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.9%
▼ 2 ppt vs national
High School+
61.9%
Median Age
46.5
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Ferdinand, IN receives an overall affordability grade of B (74/100), aggregated from 1 ZIP codes with a total population of 4,627. This area performs well in housing and commute and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Ferdinand, IN affordable?
Ferdinand, IN receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $84,750. Median home value is $236,200.
What is the cost of living in Ferdinand?
Key cost metrics: Median rent $819/mo. 2BR fair market rent $956/mo. Median home value $236,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →