C-

Flagler Beach, FL

Source:

Affordability Score: 50/100

Population: 7,080 · 1 ZIP codes

The affordability dashboard for Flagler Beach, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,080 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $78,818, median home value of $471,000, median rent of $1,303 per month, and 38.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,806 per month (studio $1,278, 1BR $1,433, 3BR $2,468, 4BR $2,797). Department of Labor data lists infant center-based childcare at $11,440 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 2.9% and poverty 8.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,818
Median household income
Education B-
38.2%
Bachelor's degree or higher
Housing F
6.0x
Home value $471,000 vs income
Commute D
27 min
Average commute time
Rent C
$1,806/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$11,440/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$78,818
▲ 27% vs national
Per Capita Income
$60,720
Unemployment Rate
2.9%
Poverty Rate
8.0%

Housing

Median Home Value
$471,000
▲ 71% vs national
Median Rent
$1,303/mo
Owner Occupied
87.7%
2BR Fair Market Rent
$1,806/mo
▲ 51% vs national

Fair Market Rents by Bedroom

Studio
$1,278
1BR
$1,433
2BR
$1,806
3BR
$2,468
4BR
$2,797

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.2%
▲ 8 ppt vs national
High School+
61.7%
Median Age
60.1
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$11,440/yr
15% of income
Toddler (Center)
$9,880/yr
Preschool (Center)
$8,840/yr
School-Age (Center)
$5,200/yr

What This Means

Flagler Beach, FL receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 7,080. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Flagler Beach ZIP Codes
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What are common questions about this dashboard?

Is Flagler Beach, FL affordable?
Flagler Beach, FL receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,818. Median home value is $471,000.
What is the cost of living in Flagler Beach?
Key cost metrics: Median rent $1,303/mo. 2BR fair market rent $1,806/mo. Infant childcare $11,440/yr. Median home value $471,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →