C-

Flora, IN

Source:

Affordability Score: 53/100

Population: 3,214 · 1 ZIP codes

The affordability dashboard for Flora, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,214 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $56,940, median home value of $186,500, median rent of $808 per month, and 19.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $709, 1BR $742, 3BR $1,219, 4BR $1,328).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Flora, IN include rent. Pressure points are education. Unemployment currently reads 3.7% and poverty 9.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,940
Median household income
Education F
19.9%
Bachelor's degree or higher
Housing C
3.3x
Home value $186,500 vs income
Commute N/A
N/A
Average commute time
Rent B+
$973/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$56,940
▼ 8% vs national
Per Capita Income
$33,950
Unemployment Rate
3.7%
Poverty Rate
9.9%

Housing

Median Home Value
$186,500
▼ 32% vs national
Median Rent
$808/mo
Owner Occupied
73.6%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$709
1BR
$742
2BR
$973
3BR
$1,219
4BR
$1,328

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.9%
▼ 10 ppt vs national
High School+
59.8%
Median Age
42.9
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Flora, IN receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 3,214. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Flora ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Flora, IN affordable?
Flora, IN receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,940. Median home value is $186,500.
What is the cost of living in Flora?
Key cost metrics: Median rent $808/mo. 2BR fair market rent $973/mo. Median home value $186,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →