F

Fort Mc Coy, FL

Source:

Affordability Score: 34/100

Population: 8,084 · 1 ZIP codes

The affordability dashboard for Fort Mc Coy, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 8,084 residents, then layers in county-level federal data to produce an overall grade of F (34/100). The headline inputs are median household income of $45,760, median home value of $151,600, median rent of $677 per month, and 13.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,373 per month (studio $1,126, 1BR $1,172, 3BR $1,772, 4BR $1,905). Department of Labor data lists infant center-based childcare at $9,620 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 10.2% and poverty 23.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$45,760
Median household income
Education F
13.3%
Bachelor's degree or higher
Housing C
3.3x
Home value $151,600 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,373/mo
2BR fair market rent (36% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,620/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$45,760
▼ 26% vs national
Per Capita Income
$26,108
Unemployment Rate
10.2%
Poverty Rate
23.3%

Housing

Median Home Value
$151,600
▼ 45% vs national
Median Rent
$677/mo
Owner Occupied
89.9%
2BR Fair Market Rent
$1,373/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$1,126
1BR
$1,172
2BR
$1,373
3BR
$1,772
4BR
$1,905

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.3%
▼ 17 ppt vs national
High School+
53.5%
Median Age
54.2
Avg. Commute

Childcare Costs

Infant (Center)
$9,620/yr
21% of income
Toddler (Center)
$8,060/yr
Preschool (Center)
$7,384/yr
School-Age (Center)
$6,500/yr

What This Means

Fort Mc Coy, FL receives an overall affordability grade of F (34/100), aggregated from 1 ZIP codes with a total population of 8,084. Challenges include income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Fort Mc Coy, FL affordable?
Fort Mc Coy, FL receives an overall affordability grade of F (34/100) based on Census, HUD, FBI, and DOL data. Median household income is $45,760. Median home value is $151,600.
What is the cost of living in Fort Mc Coy?
Key cost metrics: Median rent $677/mo. 2BR fair market rent $1,373/mo. Infant childcare $9,620/yr. Median home value $151,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →