C-

Fort Myers, FL

Source:

Affordability Score: 50/100

Population: 224,256 · 11 ZIP codes

The affordability dashboard for Fort Myers, FL aggregates Census ACS 5-Year Estimates across 11 ZIP codes covering 224,256 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $75,293, median home value of $340,716, median rent of $1,698 per month, and 35.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,961 per month (studio $1,629, 1BR $1,638, 3BR $2,560, 4BR $2,836). Department of Labor data lists infant center-based childcare at $10,400 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 3.9% and poverty 11.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,293
Median household income
Education C+
35.1%
Bachelor's degree or higher
Housing F
4.5x
Home value $340,716 vs income
Commute D
26 min
Average commute time
Rent D
$1,961/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$10,400/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$75,293
▲ 21% vs national
Per Capita Income
$47,425
Unemployment Rate
3.9%
Poverty Rate
11.9%

Housing

Median Home Value
$340,716
▲ 24% vs national
Median Rent
$1,698/mo
Owner Occupied
64.8%
2BR Fair Market Rent
$1,961/mo
▲ 63% vs national

Fair Market Rents by Bedroom

Studio
$1,629
1BR
$1,638
2BR
$1,961
3BR
$2,560
4BR
$2,836

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
35.1%
▲ 5 ppt vs national
High School+
62.1%
Median Age
48.7
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$10,400/yr
14% of income
Toddler (Center)
$8,320/yr
Preschool (Center)
$7,800/yr
School-Age (Center)
$5,720/yr

What This Means

Fort Myers, FL receives an overall affordability grade of C- (50/100), aggregated from 11 ZIP codes with a total population of 224,256. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Fort Myers ZIP Codes
View all 11 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Fort Myers, FL affordable?
Fort Myers, FL receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,293. Median home value is $340,716.
What is the cost of living in Fort Myers?
Key cost metrics: Median rent $1,698/mo. 2BR fair market rent $1,961/mo. Infant childcare $10,400/yr. Median home value $340,716.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →