F

Fredericksburg, IN

Source:

Affordability Score: 31/100

Population: 938 · 1 ZIP codes

The affordability dashboard for Fredericksburg, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 938 residents, then layers in county-level federal data to produce an overall grade of F (31/100). The headline inputs are median household income of $42,440, median home value of $219,200, median rent of $1,056 per month, and 14.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $988 per month (studio $749, 1BR $753, 3BR $1,185, 4BR $1,308).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing. Unemployment currently reads 0.0% and poverty 27.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$42,440
Median household income
Education F
14.5%
Bachelor's degree or higher
Housing F
5.2x
Home value $219,200 vs income
Commute N/A
N/A
Average commute time
Rent C
$988/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$42,440
▼ 32% vs national
Per Capita Income
$22,355
Unemployment Rate
0.0%
Poverty Rate
27.8%

Housing

Median Home Value
$219,200
▼ 20% vs national
Median Rent
$1,056/mo
Owner Occupied
81.6%
2BR Fair Market Rent
$988/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$749
1BR
$753
2BR
$988
3BR
$1,185
4BR
$1,308

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.5%
▼ 15 ppt vs national
High School+
65.1%
Median Age
40.3
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Fredericksburg, IN receives an overall affordability grade of F (31/100), aggregated from 1 ZIP codes with a total population of 938. Challenges include income and education and housing. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Fredericksburg, IN affordable?
Fredericksburg, IN receives an overall affordability grade of F (31/100) based on Census, HUD, FBI, and DOL data. Median household income is $42,440. Median home value is $219,200.
What is the cost of living in Fredericksburg?
Key cost metrics: Median rent $1,056/mo. 2BR fair market rent $988/mo. Median home value $219,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →