C

Garrett, IN

Source:

Affordability Score: 59/100

Population: 7,918 · 1 ZIP codes

The affordability dashboard for Garrett, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,918 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $57,545, median home value of $164,200, median rent of $879 per month, and 15.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $960 per month (studio $688, 1BR $732, 3BR $1,195, 4BR $1,271).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Garrett, IN include rent. Pressure points are education. Unemployment currently reads 4.2% and poverty 14.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,545
Median household income
Education F
15.9%
Bachelor's degree or higher
Housing B
2.9x
Home value $164,200 vs income
Commute B
20 min
Average commute time
Rent B+
$960/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$57,545
▼ 7% vs national
Per Capita Income
$30,649
Unemployment Rate
4.2%
Poverty Rate
14.6%

Housing

Median Home Value
$164,200
▼ 40% vs national
Median Rent
$879/mo
Owner Occupied
81.1%
2BR Fair Market Rent
$960/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$688
1BR
$732
2BR
$960
3BR
$1,195
4BR
$1,271

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.9%
▼ 14 ppt vs national
High School+
58.4%
Median Age
40.7
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Garrett, IN receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 7,918. This area performs well in rent. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Garrett ZIP Codes
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What are common questions about this dashboard?

Is Garrett, IN affordable?
Garrett, IN receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,545. Median home value is $164,200.
What is the cost of living in Garrett?
Key cost metrics: Median rent $879/mo. 2BR fair market rent $960/mo. Median home value $164,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →