C-

Georgetown, FL

Source:

Affordability Score: 52/100

Population: 1,129 · 1 ZIP codes

The affordability dashboard for Georgetown, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,129 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $58,438, median home value of , median rent of per month, and 21.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,155 per month (studio $874, 1BR $880, 3BR $1,452, 4BR $1,529). Department of Labor data lists infant center-based childcare at $8,167 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 0.0% and poverty 32.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,438
Median household income
Education F
21.8%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent B-
$1,155/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$8,167/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$58,438
▼ 6% vs national
Per Capita Income
$32,454
Unemployment Rate
0.0%
Poverty Rate
32.3%

Housing

Median Home Value
Median Rent
Owner Occupied
93.2%
2BR Fair Market Rent
$1,155/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$874
1BR
$880
2BR
$1,155
3BR
$1,452
4BR
$1,529

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.8%
▼ 8 ppt vs national
High School+
66.1%
Median Age
60.5
Avg. Commute

Childcare Costs

Infant (Center)
$8,167/yr
14% of income
Toddler (Center)
$6,570/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$4,420/yr

What This Means

Georgetown, FL receives an overall affordability grade of C- (52/100), aggregated from 1 ZIP codes with a total population of 1,129. Challenges include education. Data was unavailable for housing, commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Georgetown ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Georgetown, FL affordable?
Georgetown, FL receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,438.
What is the cost of living in Georgetown?
Key cost metrics: 2BR fair market rent $1,155/mo. Infant childcare $8,167/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →