Germantown, TN

The affordability dashboard for Germantown, TN aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 40,131 residents, then layers in county-level federal data to produce an overall grade of A- (84/100). The headline inputs are median household income of $153,278, median home value of $488,442, median rent of $2,115 per month, and 71.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,274 per month (studio $1,060, 1BR $1,154, 3BR $1,683, 4BR $1,959). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 7% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Germantown, TN include income, education, rent, childcare. Unemployment currently reads 3.1% and poverty 2.8% — numbers worth keeping alongside the headline grade.