C-

Gotha, FL

Source:

Affordability Score: 51/100

Population: 3,835 · 1 ZIP codes

The affordability dashboard for Gotha, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,835 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $78,309, median home value of $350,500, median rent of $1,930 per month, and 37.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,972 per month (studio $1,650, 1BR $1,731, 3BR $2,476, 4BR $2,924). Department of Labor data lists infant center-based childcare at $11,700 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 4.6% and poverty 7.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,309
Median household income
Education B-
37.9%
Bachelor's degree or higher
Housing F
4.5x
Home value $350,500 vs income
Commute N/A
N/A
Average commute time
Rent D
$1,972/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$11,700/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$78,309
▲ 26% vs national
Per Capita Income
$35,443
Unemployment Rate
4.6%
Poverty Rate
7.7%

Housing

Median Home Value
$350,500
▲ 27% vs national
Median Rent
$1,930/mo
Owner Occupied
85.0%
2BR Fair Market Rent
$1,972/mo
▲ 64% vs national

Fair Market Rents by Bedroom

Studio
$1,650
1BR
$1,731
2BR
$1,972
3BR
$2,476
4BR
$2,924

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.9%
▲ 8 ppt vs national
High School+
59.1%
Median Age
35.8
Avg. Commute

Childcare Costs

Infant (Center)
$11,700/yr
15% of income
Toddler (Center)
$9,360/yr
Preschool (Center)
$8,320/yr
School-Age (Center)
$6,500/yr

What This Means

Gotha, FL receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 3,835. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Gotha, FL affordable?
Gotha, FL receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,309. Median home value is $350,500.
What is the cost of living in Gotha?
Key cost metrics: Median rent $1,930/mo. 2BR fair market rent $1,972/mo. Infant childcare $11,700/yr. Median home value $350,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →