D

Grand Island, FL

Source:

Affordability Score: 44/100

Population: 3,903 · 1 ZIP codes

The affordability dashboard for Grand Island, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,903 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $68,441, median home value of $273,300, median rent of $1,600 per month, and 23.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,972 per month (studio $1,650, 1BR $1,731, 3BR $2,476, 4BR $2,924). Department of Labor data lists infant center-based childcare at $10,400 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, rent. Unemployment currently reads 1.5% and poverty 2.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,441
Median household income
Education F
23.9%
Bachelor's degree or higher
Housing F
4.0x
Home value $273,300 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,972/mo
2BR fair market rent (35% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,400/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$68,441
▲ 10% vs national
Per Capita Income
$33,745
Unemployment Rate
1.5%
Poverty Rate
2.5%

Housing

Median Home Value
$273,300
▼ 1% vs national
Median Rent
$1,600/mo
Owner Occupied
92.2%
2BR Fair Market Rent
$1,972/mo
▲ 64% vs national

Fair Market Rents by Bedroom

Studio
$1,650
1BR
$1,731
2BR
$1,972
3BR
$2,476
4BR
$2,924

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.9%
▼ 6 ppt vs national
High School+
63.7%
Median Age
48.4
Avg. Commute

Childcare Costs

Infant (Center)
$10,400/yr
15% of income
Toddler (Center)
$8,736/yr
Preschool (Center)
$8,580/yr
School-Age (Center)
$6,864/yr

What This Means

Grand Island, FL receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 3,903. Challenges include education and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Grand Island ZIP Codes
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What are common questions about this dashboard?

Is Grand Island, FL affordable?
Grand Island, FL receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,441. Median home value is $273,300.
What is the cost of living in Grand Island?
Key cost metrics: Median rent $1,600/mo. 2BR fair market rent $1,972/mo. Infant childcare $10,400/yr. Median home value $273,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →