C-

Harmony, IN

Source:

Affordability Score: 54/100

Population: 134 · 1 ZIP codes

The affordability dashboard for Harmony, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 134 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $54,583, median home value of $136,100, median rent of $1,078 per month, and 12.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,094 per month (studio $859, 1BR $864, 3BR $1,312, 4BR $1,535).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Harmony, IN include housing. Pressure points are education. Unemployment currently reads 0.0% and poverty 12.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,583
Median household income
Education F
12.4%
Bachelor's degree or higher
Housing A-
2.5x
Home value $136,100 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,094/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$54,583
▼ 12% vs national
Per Capita Income
$39,472
Unemployment Rate
0.0%
Poverty Rate
12.6%

Housing

Median Home Value
$136,100
▼ 51% vs national
Median Rent
$1,078/mo
Owner Occupied
79.2%
2BR Fair Market Rent
$1,094/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$859
1BR
$864
2BR
$1,094
3BR
$1,312
4BR
$1,535

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.4%
▼ 18 ppt vs national
High School+
50.6%
Median Age
43.8
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Harmony, IN receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 134. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Harmony ZIP Codes
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What are common questions about this dashboard?

Is Harmony, IN affordable?
Harmony, IN receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,583. Median home value is $136,100.
What is the cost of living in Harmony?
Key cost metrics: Median rent $1,078/mo. 2BR fair market rent $1,094/mo. Median home value $136,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →