C-

Hartsville, SC

Source:

Affordability Score: 53/100

Population: 32,284 · 1 ZIP codes

The affordability dashboard for Hartsville, SC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 32,284 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $51,491, median home value of $179,300, median rent of $884 per month, and 24.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,098 per month (studio $850, 1BR $856, 3BR $1,317, 4BR $1,499). Department of Labor data lists infant center-based childcare at $5,774 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 5.5% and poverty 22.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$51,491
Median household income
Education F
24.7%
Bachelor's degree or higher
Housing C-
3.5x
Home value $179,300 vs income
Commute C+
23 min
Average commute time
Rent C+
$1,098/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$5,774/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$51,491
▼ 17% vs national
Per Capita Income
$32,512
Unemployment Rate
5.5%
Poverty Rate
22.8%

Housing

Median Home Value
$179,300
▼ 35% vs national
Median Rent
$884/mo
Owner Occupied
72.1%
2BR Fair Market Rent
$1,098/mo
▼ 8% vs national

Fair Market Rents by Bedroom

Studio
$850
1BR
$856
2BR
$1,098
3BR
$1,317
4BR
$1,499

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.7%
▼ 5 ppt vs national
High School+
57.6%
Median Age
40.8
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$5,774/yr
11% of income
Toddler (Center)
$5,774/yr
Preschool (Center)
$6,294/yr
School-Age (Center)
$6,640/yr

What This Means

Hartsville, SC receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 32,284. Challenges include income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Hartsville, SC affordable?
Hartsville, SC receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $51,491. Median home value is $179,300.
What is the cost of living in Hartsville?
Key cost metrics: Median rent $884/mo. 2BR fair market rent $1,098/mo. Infant childcare $5,774/yr. Median home value $179,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →