C-

Havana, FL

Source:

Affordability Score: 50/100

Population: 11,330 · 1 ZIP codes

The affordability dashboard for Havana, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,330 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $60,816, median home value of $235,800, median rent of $958 per month, and 33.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,352 per month (studio $1,097, 1BR $1,204, 3BR $1,674, 4BR $1,790). Department of Labor data lists infant center-based childcare at $7,150 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are commute. Unemployment currently reads 5.2% and poverty 17.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,816
Median household income
Education C
33.7%
Bachelor's degree or higher
Housing D
3.9x
Home value $235,800 vs income
Commute F
31 min
Average commute time
Rent C+
$1,352/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$7,150/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$60,816
▼ 2% vs national
Per Capita Income
$33,239
Unemployment Rate
5.2%
Poverty Rate
17.1%

Housing

Median Home Value
$235,800
▼ 14% vs national
Median Rent
$958/mo
Owner Occupied
82.6%
2BR Fair Market Rent
$1,352/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$1,097
1BR
$1,204
2BR
$1,352
3BR
$1,674
4BR
$1,790

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.7%
▲ 4 ppt vs national
High School+
65.5%
Median Age
53.4
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$7,150/yr
12% of income
Toddler (Center)
$5,980/yr
Preschool (Center)
$5,460/yr
School-Age (Center)
$4,680/yr

What This Means

Havana, FL receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 11,330. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Havana ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Havana, FL affordable?
Havana, FL receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,816. Median home value is $235,800.
What is the cost of living in Havana?
Key cost metrics: Median rent $958/mo. 2BR fair market rent $1,352/mo. Infant childcare $7,150/yr. Median home value $235,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →