D

Homosassa, FL

Source:

Affordability Score: 42/100

Population: 27,123 · 2 ZIP codes

The affordability dashboard for Homosassa, FL aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 27,123 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $53,672, median home value of $222,027, median rent of $955 per month, and 17.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,225 per month (studio $981, 1BR $988, 3BR $1,704, 4BR $2,016). Department of Labor data lists infant center-based childcare at $9,100 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 8.4% and poverty 19.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$53,672
Median household income
Education F
17.3%
Bachelor's degree or higher
Housing F
4.1x
Home value $222,027 vs income
Commute C-
26 min
Average commute time
Rent C
$1,225/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$9,100/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$53,672
▼ 13% vs national
Per Capita Income
$33,000
Unemployment Rate
8.4%
Poverty Rate
19.8%

Housing

Median Home Value
$222,027
▼ 19% vs national
Median Rent
$955/mo
Owner Occupied
90.0%
2BR Fair Market Rent
$1,225/mo
▲ 2% vs national

Fair Market Rents by Bedroom

Studio
$981
1BR
$988
2BR
$1,225
3BR
$1,704
4BR
$2,016

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.3%
▼ 13 ppt vs national
High School+
56.0%
Median Age
59.3
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$9,100/yr
17% of income
Toddler (Center)
$7,280/yr
Preschool (Center)
$6,760/yr
School-Age (Center)
$4,940/yr

What This Means

Homosassa, FL receives an overall affordability grade of D (42/100), aggregated from 2 ZIP codes with a total population of 27,123. Challenges include education and housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Homosassa ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Homosassa, FL affordable?
Homosassa, FL receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $53,672. Median home value is $222,027.
What is the cost of living in Homosassa?
Key cost metrics: Median rent $955/mo. 2BR fair market rent $1,225/mo. Infant childcare $9,100/yr. Median home value $222,027.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →