D

Howey In The Hills, FL

Source:

Affordability Score: 40/100

Population: 2,523 · 1 ZIP codes

The affordability dashboard for Howey In The Hills, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,523 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $66,563, median home value of $376,800, median rent of $1,692 per month, and 29.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,972 per month (studio $1,650, 1BR $1,731, 3BR $2,476, 4BR $2,924). Department of Labor data lists infant center-based childcare at $10,400 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent. Unemployment currently reads 1.9% and poverty 4.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,563
Median household income
Education D
29.1%
Bachelor's degree or higher
Housing F
5.7x
Home value $376,800 vs income
Commute D
27 min
Average commute time
Rent F
$1,972/mo
2BR fair market rent (36% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,400/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$66,563
▲ 7% vs national
Per Capita Income
$40,449
Unemployment Rate
1.9%
Poverty Rate
4.3%

Housing

Median Home Value
$376,800
▲ 37% vs national
Median Rent
$1,692/mo
Owner Occupied
89.8%
2BR Fair Market Rent
$1,972/mo
▲ 64% vs national

Fair Market Rents by Bedroom

Studio
$1,650
1BR
$1,731
2BR
$1,972
3BR
$2,476
4BR
$2,924

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.1%
▼ 1 ppt vs national
High School+
51.4%
Median Age
53.0
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$10,400/yr
16% of income
Toddler (Center)
$8,736/yr
Preschool (Center)
$8,580/yr
School-Age (Center)
$6,864/yr

What This Means

Howey In The Hills, FL receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 2,523. Challenges include housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Howey In The Hills, FL affordable?
Howey In The Hills, FL receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,563. Median home value is $376,800.
What is the cost of living in Howey In The Hills?
Key cost metrics: Median rent $1,692/mo. 2BR fair market rent $1,972/mo. Infant childcare $10,400/yr. Median home value $376,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →