D

Kershaw, SC

Source:

Affordability Score: 44/100

Population: 10,949 · 1 ZIP codes

The affordability dashboard for Kershaw, SC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,949 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $52,077, median home value of $155,100, median rent of $831 per month, and 10.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,011 per month (studio $881, 1BR $922, 3BR $1,382, 4BR $1,696). Department of Labor data lists infant center-based childcare at $11,558 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute, childcare. Unemployment currently reads 5.2% and poverty 13.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$52,077
Median household income
Education F
10.6%
Bachelor's degree or higher
Housing B-
3.0x
Home value $155,100 vs income
Commute F
31 min
Average commute time
Rent B
$1,011/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,558/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$52,077
▼ 16% vs national
Per Capita Income
$24,068
Unemployment Rate
5.2%
Poverty Rate
13.9%

Housing

Median Home Value
$155,100
▼ 44% vs national
Median Rent
$831/mo
Owner Occupied
77.1%
2BR Fair Market Rent
$1,011/mo
▼ 16% vs national

Fair Market Rents by Bedroom

Studio
$881
1BR
$922
2BR
$1,011
3BR
$1,382
4BR
$1,696

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.6%
▼ 19 ppt vs national
High School+
59.1%
Median Age
39.8
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$11,558/yr
22% of income
Toddler (Center)
$10,835/yr
Preschool (Center)
$8,459/yr
School-Age (Center)
$8,809/yr

What This Means

Kershaw, SC receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 10,949. Challenges include income and education and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Kershaw ZIP Codes
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What are common questions about this dashboard?

Is Kershaw, SC affordable?
Kershaw, SC receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $52,077. Median home value is $155,100.
What is the cost of living in Kershaw?
Key cost metrics: Median rent $831/mo. 2BR fair market rent $1,011/mo. Infant childcare $11,558/yr. Median home value $155,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →