D

Kettle Falls, WA

Source:

Affordability Score: 42/100

Population: 5,240 · 1 ZIP codes

The affordability dashboard for Kettle Falls, WA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,240 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $58,302, median home value of $320,700, median rent of $894 per month, and 20.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,131 per month (studio $879, 1BR $885, 3BR $1,573, 4BR $1,897). Department of Labor data lists infant center-based childcare at $12,326 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 4.2% and poverty 12.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,302
Median household income
Education F
20.1%
Bachelor's degree or higher
Housing F
5.5x
Home value $320,700 vs income
Commute C
24 min
Average commute time
Rent B
$1,131/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,326/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$58,302
▼ 6% vs national
Per Capita Income
$35,601
Unemployment Rate
4.2%
Poverty Rate
12.0%

Housing

Median Home Value
$320,700
▲ 17% vs national
Median Rent
$894/mo
Owner Occupied
75.8%
2BR Fair Market Rent
$1,131/mo
▼ 6% vs national

Fair Market Rents by Bedroom

Studio
$879
1BR
$885
2BR
$1,131
3BR
$1,573
4BR
$1,897

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.1%
▼ 10 ppt vs national
High School+
47.9%
Median Age
52.3
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$12,326/yr
21% of income
Toddler (Center)
$11,260/yr
Preschool (Center)
$11,260/yr
School-Age (Center)
$9,315/yr

What This Means

Kettle Falls, WA receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 5,240. Challenges include education and housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Kettle Falls, WA affordable?
Kettle Falls, WA receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,302. Median home value is $320,700.
What is the cost of living in Kettle Falls?
Key cost metrics: Median rent $894/mo. 2BR fair market rent $1,131/mo. Infant childcare $12,326/yr. Median home value $320,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →