F

Laconia, IN

Source:

Affordability Score: 33/100

Population: 1,372 · 1 ZIP codes

The affordability dashboard for Laconia, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,372 residents, then layers in county-level federal data to produce an overall grade of F (33/100). The headline inputs are median household income of $48,611, median home value of $216,200, median rent of per month, and 14.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,272 per month (studio $966, 1BR $1,047, 3BR $1,625, 4BR $1,891).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing. Unemployment currently reads 4.2% and poverty 5.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,611
Median household income
Education F
14.6%
Bachelor's degree or higher
Housing F
4.4x
Home value $216,200 vs income
Commute N/A
N/A
Average commute time
Rent D
$1,272/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$48,611
▼ 22% vs national
Per Capita Income
$26,597
Unemployment Rate
4.2%
Poverty Rate
5.2%

Housing

Median Home Value
$216,200
▼ 21% vs national
Median Rent
Owner Occupied
88.2%
2BR Fair Market Rent
$1,272/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$966
1BR
$1,047
2BR
$1,272
3BR
$1,625
4BR
$1,891

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.6%
▼ 15 ppt vs national
High School+
69.8%
Median Age
39.0
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Laconia, IN receives an overall affordability grade of F (33/100), aggregated from 1 ZIP codes with a total population of 1,372. Challenges include income and education and housing. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Laconia ZIP Codes
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What are common questions about this dashboard?

Is Laconia, IN affordable?
Laconia, IN receives an overall affordability grade of F (33/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,611. Median home value is $216,200.
What is the cost of living in Laconia?
Key cost metrics: 2BR fair market rent $1,272/mo. Median home value $216,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →