F

Lake Como, FL

Source:

Affordability Score: 9/100

Population: 407 · 1 ZIP codes

The affordability dashboard for Lake Como, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 407 residents, then layers in county-level federal data to produce an overall grade of F (9/100). The headline inputs are median household income of $22,111, median home value of $119,800, median rent of per month, and 16.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,155 per month (studio $874, 1BR $880, 3BR $1,452, 4BR $1,529). Department of Labor data lists infant center-based childcare at $8,167 per year, consuming 37% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 4.9% and poverty 27.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$22,111
Median household income
Education F
16.9%
Bachelor's degree or higher
Housing F
5.4x
Home value $119,800 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,155/mo
2BR fair market rent (63% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$8,167/yr
Center-based infant care (37% of income)

Income & Employment

Median Income
$22,111
▼ 64% vs national
Per Capita Income
$17,773
Unemployment Rate
4.9%
Poverty Rate
27.4%

Housing

Median Home Value
$119,800
▼ 56% vs national
Median Rent
Owner Occupied
81.6%
2BR Fair Market Rent
$1,155/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$874
1BR
$880
2BR
$1,155
3BR
$1,452
4BR
$1,529

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.9%
▼ 13 ppt vs national
High School+
66.5%
Median Age
56.7
Avg. Commute

Childcare Costs

Infant (Center)
$8,167/yr
37% of income
Toddler (Center)
$6,570/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$4,420/yr

What This Means

Lake Como, FL receives an overall affordability grade of F (9/100), aggregated from 1 ZIP codes with a total population of 407. Challenges include income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lake Como ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Lake Como, FL affordable?
Lake Como, FL receives an overall affordability grade of F (9/100) based on Census, HUD, FBI, and DOL data. Median household income is $22,111. Median home value is $119,800.
What is the cost of living in Lake Como?
Key cost metrics: 2BR fair market rent $1,155/mo. Infant childcare $8,167/yr. Median home value $119,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →