D

Lake Hamilton, FL

Source:

Affordability Score: 43/100

Population: 907 · 1 ZIP codes

The affordability dashboard for Lake Hamilton, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 907 residents, then layers in county-level federal data to produce an overall grade of D (43/100). The headline inputs are median household income of $62,284, median home value of $236,400, median rent of $1,273 per month, and 16.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,497 per month (studio $1,226, 1BR $1,230, 3BR $2,023, 4BR $2,511). Department of Labor data lists infant center-based childcare at $11,960 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 0.6% and poverty 34.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$62,284
Median household income
Education F
16.2%
Bachelor's degree or higher
Housing D
3.8x
Home value $236,400 vs income
Commute N/A
N/A
Average commute time
Rent C-
$1,497/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,960/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$62,284
▲ 0% vs national
Per Capita Income
$22,571
Unemployment Rate
0.6%
Poverty Rate
34.4%

Housing

Median Home Value
$236,400
▼ 14% vs national
Median Rent
$1,273/mo
Owner Occupied
89.2%
2BR Fair Market Rent
$1,497/mo
▲ 25% vs national

Fair Market Rents by Bedroom

Studio
$1,226
1BR
$1,230
2BR
$1,497
3BR
$2,023
4BR
$2,511

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.2%
▼ 14 ppt vs national
High School+
51.1%
Median Age
40.5
Avg. Commute

Childcare Costs

Infant (Center)
$11,960/yr
19% of income
Toddler (Center)
$8,060/yr
Preschool (Center)
$7,280/yr
School-Age (Center)
$5,720/yr

What This Means

Lake Hamilton, FL receives an overall affordability grade of D (43/100), aggregated from 1 ZIP codes with a total population of 907. Challenges include education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lake Hamilton ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Lake Hamilton, FL affordable?
Lake Hamilton, FL receives an overall affordability grade of D (43/100) based on Census, HUD, FBI, and DOL data. Median household income is $62,284. Median home value is $236,400.
What is the cost of living in Lake Hamilton?
Key cost metrics: Median rent $1,273/mo. 2BR fair market rent $1,497/mo. Infant childcare $11,960/yr. Median home value $236,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →