D

Lakebay, WA

Source:

Affordability Score: 41/100

Population: 4,614 · 1 ZIP codes

The affordability dashboard for Lakebay, WA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,614 residents, then layers in county-level federal data to produce an overall grade of D (41/100). The headline inputs are median household income of $75,875, median home value of $370,200, median rent of $1,607 per month, and 24.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,971 per month (studio $1,428, 1BR $1,605, 3BR $2,733, 4BR $3,102). Department of Labor data lists infant center-based childcare at $17,034 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 4.1% and poverty 5.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,875
Median household income
Education F
24.5%
Bachelor's degree or higher
Housing F
4.9x
Home value $370,200 vs income
Commute N/A
N/A
Average commute time
Rent D
$1,971/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,034/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$75,875
▲ 22% vs national
Per Capita Income
$52,232
Unemployment Rate
4.1%
Poverty Rate
5.2%

Housing

Median Home Value
$370,200
▲ 35% vs national
Median Rent
$1,607/mo
Owner Occupied
87.4%
2BR Fair Market Rent
$1,971/mo
▲ 64% vs national

Fair Market Rents by Bedroom

Studio
$1,428
1BR
$1,605
2BR
$1,971
3BR
$2,733
4BR
$3,102

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.5%
▼ 5 ppt vs national
High School+
59.2%
Median Age
49.3
Avg. Commute

Childcare Costs

Infant (Center)
$17,034/yr
22% of income
Toddler (Center)
$12,951/yr
Preschool (Center)
$12,951/yr
School-Age (Center)
$19,472/yr

What This Means

Lakebay, WA receives an overall affordability grade of D (41/100), aggregated from 1 ZIP codes with a total population of 4,614. Challenges include education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lakebay ZIP Codes
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What are common questions about this dashboard?

Is Lakebay, WA affordable?
Lakebay, WA receives an overall affordability grade of D (41/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,875. Median home value is $370,200.
What is the cost of living in Lakebay?
Key cost metrics: Median rent $1,607/mo. 2BR fair market rent $1,971/mo. Infant childcare $17,034/yr. Median home value $370,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →