F

Lakeshore, FL

Source:

Affordability Score: 18/100

Population: 194 · 1 ZIP codes

The affordability dashboard for Lakeshore, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 194 residents, then layers in county-level federal data to produce an overall grade of F (18/100). The headline inputs are median household income of $29,250, median home value of $90,000, median rent of $727 per month, and 7.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,497 per month (studio $1,226, 1BR $1,230, 3BR $2,023, 4BR $2,511). Department of Labor data lists infant center-based childcare at $11,960 per year, consuming 41% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 2.0% and poverty 52.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$29,250
Median household income
Education F
7.7%
Bachelor's degree or higher
Housing B-
3.1x
Home value $90,000 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,497/mo
2BR fair market rent (61% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,960/yr
Center-based infant care (41% of income)

Income & Employment

Median Income
$29,250
▼ 53% vs national
Per Capita Income
$22,785
Unemployment Rate
2.0%
Poverty Rate
52.6%

Housing

Median Home Value
$90,000
▼ 67% vs national
Median Rent
$727/mo
Owner Occupied
21.5%
2BR Fair Market Rent
$1,497/mo
▲ 25% vs national

Fair Market Rents by Bedroom

Studio
$1,226
1BR
$1,230
2BR
$1,497
3BR
$2,023
4BR
$2,511

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
7.7%
▼ 22 ppt vs national
High School+
50.7%
Median Age
57.9
Avg. Commute

Childcare Costs

Infant (Center)
$11,960/yr
41% of income
Toddler (Center)
$8,060/yr
Preschool (Center)
$7,280/yr
School-Age (Center)
$5,720/yr

What This Means

Lakeshore, FL receives an overall affordability grade of F (18/100), aggregated from 1 ZIP codes with a total population of 194. Challenges include income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Lakeshore, FL affordable?
Lakeshore, FL receives an overall affordability grade of F (18/100) based on Census, HUD, FBI, and DOL data. Median household income is $29,250. Median home value is $90,000.
What is the cost of living in Lakeshore?
Key cost metrics: Median rent $727/mo. 2BR fair market rent $1,497/mo. Infant childcare $11,960/yr. Median home value $90,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →