B-

Lapel, IN

Source:

Affordability Score: 66/100

Population: 2,826 · 1 ZIP codes

The affordability dashboard for Lapel, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,826 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $78,333, median home value of $204,600, median rent of $1,285 per month, and 26.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,206 per month (studio $898, 1BR $919, 3BR $1,594, 4BR $1,597).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lapel, IN include housing, rent. Unemployment currently reads 5.6% and poverty 5.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,333
Median household income
Education D
26.0%
Bachelor's degree or higher
Housing B+
2.6x
Home value $204,600 vs income
Commute D
28 min
Average commute time
Rent A-
$1,206/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$78,333
▲ 26% vs national
Per Capita Income
$38,157
Unemployment Rate
5.6%
Poverty Rate
5.3%

Housing

Median Home Value
$204,600
▼ 26% vs national
Median Rent
$1,285/mo
Owner Occupied
72.2%
2BR Fair Market Rent
$1,206/mo
▲ 1% vs national

Fair Market Rents by Bedroom

Studio
$898
1BR
$919
2BR
$1,206
3BR
$1,594
4BR
$1,597

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.0%
▼ 4 ppt vs national
High School+
62.4%
Median Age
39.3
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Lapel, IN receives an overall affordability grade of B- (66/100), aggregated from 1 ZIP codes with a total population of 2,826. This area performs well in housing and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lapel ZIP Codes
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What are common questions about this dashboard?

Is Lapel, IN affordable?
Lapel, IN receives an overall affordability grade of B- (66/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,333. Median home value is $204,600.
What is the cost of living in Lapel?
Key cost metrics: Median rent $1,285/mo. 2BR fair market rent $1,206/mo. Median home value $204,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →