C

Long Key, FL

Source:

Affordability Score: 55/100

Population: 315 · 1 ZIP codes

The affordability dashboard for Long Key, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 315 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of -, median home value of $703,100, median rent of $2,175 per month, and 32.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,504 per month (studio $1,726, 1BR $2,211, 3BR $3,303, 4BR $3,315). Department of Labor data lists infant center-based childcare at $10,400 per year.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Unemployment currently reads 0.0% and poverty 2.4% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income N/A
N/A
Median household income
Education C
32.4%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent N/A
N/A
2-bedroom fair market rent
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
-
Per Capita Income
$61,940
Unemployment Rate
0.0%
Poverty Rate
2.4%

Housing

Median Home Value
$703,100
▲ 156% vs national
Median Rent
$2,175/mo
Owner Occupied
70.2%
2BR Fair Market Rent
$2,504/mo
▲ 109% vs national

Fair Market Rents by Bedroom

Studio
$1,726
1BR
$2,211
2BR
$2,504
3BR
$3,303
4BR
$3,315

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.4%
▲ 2 ppt vs national
High School+
76.4%
Median Age
63.7
Avg. Commute
-

Childcare Costs

Infant (Center)
$10,400/yr
Toddler (Center)
$9,360/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$9,100/yr

What This Means

Long Key, FL receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 315. Data was unavailable for income, housing, commute, rent, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Long Key ZIP Codes
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What are common questions about this dashboard?

Is Long Key, FL affordable?
Long Key, FL receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median home value is $703,100.
What is the cost of living in Long Key?
Key cost metrics: Median rent $2,175/mo. 2BR fair market rent $2,504/mo. Infant childcare $10,400/yr. Median home value $703,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →