D

Malaga, WA

Source:

Affordability Score: 44/100

Population: 2,146 · 1 ZIP codes

The affordability dashboard for Malaga, WA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,146 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $70,197, median home value of $437,600, median rent of $1,766 per month, and 25.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,500 per month (studio $1,034, 1BR $1,143, 3BR $2,063, 4BR $2,516). Department of Labor data lists infant center-based childcare at $12,326 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 3.7% and poverty 3.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,197
Median household income
Education D
25.9%
Bachelor's degree or higher
Housing F
6.2x
Home value $437,600 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,500/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,326/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$70,197
▲ 13% vs national
Per Capita Income
$38,468
Unemployment Rate
3.7%
Poverty Rate
3.1%

Housing

Median Home Value
$437,600
▲ 59% vs national
Median Rent
$1,766/mo
Owner Occupied
88.7%
2BR Fair Market Rent
$1,500/mo
▲ 25% vs national

Fair Market Rents by Bedroom

Studio
$1,034
1BR
$1,143
2BR
$1,500
3BR
$2,063
4BR
$2,516

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.9%
▼ 4 ppt vs national
High School+
53.7%
Median Age
34.9
Avg. Commute

Childcare Costs

Infant (Center)
$12,326/yr
18% of income
Toddler (Center)
$11,260/yr
Preschool (Center)
$11,260/yr
School-Age (Center)
$9,315/yr

What This Means

Malaga, WA receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 2,146. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Malaga ZIP Codes
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What are common questions about this dashboard?

Is Malaga, WA affordable?
Malaga, WA receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,197. Median home value is $437,600.
What is the cost of living in Malaga?
Key cost metrics: Median rent $1,766/mo. 2BR fair market rent $1,500/mo. Infant childcare $12,326/yr. Median home value $437,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →