B-

Manchester, CT

Source:

Affordability Score: 66/100

Population: 58,248 · 2 ZIP codes

The affordability dashboard for Manchester, CT aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 58,248 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $86,758, median home value of $250,735, median rent of $1,523 per month, and 40.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,653 per month (studio $1,133, 1BR $1,306, 3BR $1,992, 4BR $2,363). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are childcare. Unemployment currently reads 5.6% and poverty 10.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$86,758
Median household income
Education B
40.3%
Bachelor's degree or higher
Housing B
2.9x
Home value $250,735 vs income
Commute C+
23 min
Average commute time
Rent B
$1,653/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,160/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$86,758
▲ 40% vs national
Per Capita Income
$45,047
Unemployment Rate
5.6%
Poverty Rate
10.7%

Housing

Median Home Value
$250,735
▼ 9% vs national
Median Rent
$1,523/mo
Owner Occupied
56.7%
2BR Fair Market Rent
$1,653/mo
▲ 38% vs national

Fair Market Rents by Bedroom

Studio
$1,133
1BR
$1,306
2BR
$1,653
3BR
$1,992
4BR
$2,363

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.3%
▲ 10 ppt vs national
High School+
66.8%
Median Age
37.0
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$17,160/yr
20% of income
Toddler (Center)
$17,160/yr
Preschool (Center)
$13,000/yr
School-Age (Center)
$6,240/yr

What This Means

Manchester, CT receives an overall affordability grade of B- (66/100), aggregated from 2 ZIP codes with a total population of 58,248. Challenges include childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Manchester ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Manchester, CT affordable?
Manchester, CT receives an overall affordability grade of B- (66/100) based on Census, HUD, FBI, and DOL data. Median household income is $86,758. Median home value is $250,735.
What is the cost of living in Manchester?
Key cost metrics: Median rent $1,523/mo. 2BR fair market rent $1,653/mo. Infant childcare $17,160/yr. Median home value $250,735.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →