C+

Mc David, FL

Source:

Affordability Score: 63/100

Population: 3,122 · 1 ZIP codes

The affordability dashboard for Mc David, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,122 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $79,279, median home value of $242,300, median rent of $1,075 per month, and 21.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,471 per month (studio $1,112, 1BR $1,257, 3BR $1,952, 4BR $2,380). Department of Labor data lists infant center-based childcare at $9,620 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 2.8% and poverty 8.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$79,279
Median household income
Education F
21.2%
Bachelor's degree or higher
Housing B-
3.1x
Home value $242,300 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,471/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$9,620/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$79,279
▲ 28% vs national
Per Capita Income
$36,515
Unemployment Rate
2.8%
Poverty Rate
8.2%

Housing

Median Home Value
$242,300
▼ 12% vs national
Median Rent
$1,075/mo
Owner Occupied
92.0%
2BR Fair Market Rent
$1,471/mo
▲ 23% vs national

Fair Market Rents by Bedroom

Studio
$1,112
1BR
$1,257
2BR
$1,471
3BR
$1,952
4BR
$2,380

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.2%
▼ 9 ppt vs national
High School+
48.5%
Median Age
44.2
Avg. Commute

Childcare Costs

Infant (Center)
$9,620/yr
12% of income
Toddler (Center)
$8,107/yr
Preschool (Center)
$7,540/yr
School-Age (Center)
$6,240/yr

What This Means

Mc David, FL receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 3,122. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Mc David, FL affordable?
Mc David, FL receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $79,279. Median home value is $242,300.
What is the cost of living in Mc David?
Key cost metrics: Median rent $1,075/mo. 2BR fair market rent $1,471/mo. Infant childcare $9,620/yr. Median home value $242,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →