C-

Merom, IN

Source:

Affordability Score: 52/100

Population: 616 · 1 ZIP codes

The affordability dashboard for Merom, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 616 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $56,484, median home value of $198,800, median rent of $1,077 per month, and 23.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,028 per month (studio $758, 1BR $783, 3BR $1,251, 4BR $1,720).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Merom, IN include rent. Pressure points are education. Unemployment currently reads 8.2% and poverty 11.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,484
Median household income
Education F
23.8%
Bachelor's degree or higher
Housing D
3.5x
Home value $198,800 vs income
Commute N/A
N/A
Average commute time
Rent B+
$1,028/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$56,484
▼ 9% vs national
Per Capita Income
$31,733
Unemployment Rate
8.2%
Poverty Rate
11.3%

Housing

Median Home Value
$198,800
▼ 28% vs national
Median Rent
$1,077/mo
Owner Occupied
83.7%
2BR Fair Market Rent
$1,028/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$758
1BR
$783
2BR
$1,028
3BR
$1,251
4BR
$1,720

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.8%
▼ 6 ppt vs national
High School+
50.4%
Median Age
51.7
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Merom, IN receives an overall affordability grade of C- (52/100), aggregated from 1 ZIP codes with a total population of 616. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Merom ZIP Codes
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What are common questions about this dashboard?

Is Merom, IN affordable?
Merom, IN receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,484. Median home value is $198,800.
What is the cost of living in Merom?
Key cost metrics: Median rent $1,077/mo. 2BR fair market rent $1,028/mo. Median home value $198,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →