D

Mexico Beach, FL

Source:

Affordability Score: 40/100

Population: 740 · 1 ZIP codes

The affordability dashboard for Mexico Beach, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 740 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $63,606, median home value of $460,900, median rent of $2,000 per month, and 37.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,682 per month (studio $1,426, 1BR $1,480, 3BR $2,169, 4BR $2,689). Department of Labor data lists infant center-based childcare at $11,180 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 13.9% and poverty 6.9% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$63,606
Median household income
Education B-
37.8%
Bachelor's degree or higher
Housing F
7.2x
Home value $460,900 vs income
Commute N/A
N/A
Average commute time
Rent D
$1,682/mo
2BR fair market rent (32% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,180/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$63,606
▲ 3% vs national
Per Capita Income
$52,592
Unemployment Rate
13.9%
Poverty Rate
6.9%

Housing

Median Home Value
$460,900
▲ 68% vs national
Median Rent
$2,000/mo
Owner Occupied
73.2%
2BR Fair Market Rent
$1,682/mo
▲ 40% vs national

Fair Market Rents by Bedroom

Studio
$1,426
1BR
$1,480
2BR
$1,682
3BR
$2,169
4BR
$2,689

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.8%
▲ 8 ppt vs national
High School+
62.8%
Median Age
57.3
Avg. Commute
-

Childcare Costs

Infant (Center)
$11,180/yr
18% of income
Toddler (Center)
$9,360/yr
Preschool (Center)
$8,580/yr
School-Age (Center)
$5,200/yr

What This Means

Mexico Beach, FL receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 740. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Mexico Beach, FL affordable?
Mexico Beach, FL receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $63,606. Median home value is $460,900.
What is the cost of living in Mexico Beach?
Key cost metrics: Median rent $2,000/mo. 2BR fair market rent $1,682/mo. Infant childcare $11,180/yr. Median home value $460,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →