F

Miami Gardens, FL

Source:

Affordability Score: 33/100

Population: 35,059 · 1 ZIP codes

The affordability dashboard for Miami Gardens, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 35,059 residents, then layers in county-level federal data to produce an overall grade of F (33/100). The headline inputs are median household income of $68,583, median home value of $372,200, median rent of $1,764 per month, and 17.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,436 per month (studio $1,828, 1BR $1,995, 3BR $3,127, 4BR $3,613). Department of Labor data lists infant center-based childcare at $10,400 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute, rent. Unemployment currently reads 9.5% and poverty 13.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,583
Median household income
Education F
17.5%
Bachelor's degree or higher
Housing F
5.4x
Home value $372,200 vs income
Commute F
33 min
Average commute time
Rent F
$2,436/mo
2BR fair market rent (43% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,400/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$68,583
▲ 11% vs national
Per Capita Income
$27,247
Unemployment Rate
9.5%
Poverty Rate
13.9%

Housing

Median Home Value
$372,200
▲ 35% vs national
Median Rent
$1,764/mo
Owner Occupied
62.4%
2BR Fair Market Rent
$2,436/mo
▲ 103% vs national

Fair Market Rents by Bedroom

Studio
$1,828
1BR
$1,995
2BR
$2,436
3BR
$3,127
4BR
$3,613

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.5%
▼ 12 ppt vs national
High School+
56.7%
Median Age
38.8
Avg. Commute
33 min
▲ 7 min vs national

Childcare Costs

Infant (Center)
$10,400/yr
15% of income
Toddler (Center)
$8,840/yr
Preschool (Center)
$8,060/yr
School-Age (Center)
$6,500/yr

What This Means

Miami Gardens, FL receives an overall affordability grade of F (33/100), aggregated from 1 ZIP codes with a total population of 35,059. Challenges include education and housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Miami Gardens ZIP Codes
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What are common questions about this dashboard?

Is Miami Gardens, FL affordable?
Miami Gardens, FL receives an overall affordability grade of F (33/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,583. Median home value is $372,200.
What is the cost of living in Miami Gardens?
Key cost metrics: Median rent $1,764/mo. 2BR fair market rent $2,436/mo. Infant childcare $10,400/yr. Median home value $372,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →