C+

Miami, IN

Source:

Affordability Score: 63/100

Population: 231 · 1 ZIP codes

The affordability dashboard for Miami, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 231 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $78,750, median home value of , median rent of $905 per month, and 12.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $956 per month (studio $685, 1BR $773, 3BR $1,146, 4BR $1,358).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Miami, IN include rent. Pressure points are education. Unemployment currently reads 39.1% and poverty 7.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,750
Median household income
Education F
12.4%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent A+
$956/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$78,750
▲ 27% vs national
Per Capita Income
$32,839
Unemployment Rate
39.1%
Poverty Rate
7.6%

Housing

Median Home Value
Median Rent
$905/mo
Owner Occupied
64.8%
2BR Fair Market Rent
$956/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$685
1BR
$773
2BR
$956
3BR
$1,146
4BR
$1,358

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.4%
▼ 18 ppt vs national
High School+
52.6%
Median Age
40.8
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Miami, IN receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 231. This area performs well in rent. Challenges include education. Data was unavailable for housing, commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Miami ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Miami, IN affordable?
Miami, IN receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,750.
What is the cost of living in Miami?
Key cost metrics: Median rent $905/mo. 2BR fair market rent $956/mo.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →