Monticello, IN

The affordability dashboard for Monticello, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 15,003 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $65,603, median home value of $192,700, median rent of $902 per month, and 19.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,030 per month (studio $738, 1BR $785, 3BR $1,235, 4BR $1,364).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Monticello, IN include rent. Pressure points are education. Unemployment currently reads 4.7% and poverty 9.0% — numbers worth keeping alongside the headline grade.