D

Mount Vernon, WA

Source:

Affordability Score: 49/100

Population: 45,330 · 2 ZIP codes

The affordability dashboard for Mount Vernon, WA aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 45,330 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $83,849, median home value of $512,604, median rent of $1,500 per month, and 29.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,720 per month (studio $1,186, 1BR $1,311, 3BR $2,392, 4BR $2,599). Department of Labor data lists infant center-based childcare at $18,868 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 4.8% and poverty 13.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$83,849
Median household income
Education D
29.6%
Bachelor's degree or higher
Housing F
6.1x
Home value $512,604 vs income
Commute C+
23 min
Average commute time
Rent B-
$1,720/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$18,868/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$83,849
▲ 35% vs national
Per Capita Income
$41,880
Unemployment Rate
4.8%
Poverty Rate
13.3%

Housing

Median Home Value
$512,604
▲ 86% vs national
Median Rent
$1,500/mo
Owner Occupied
67.2%
2BR Fair Market Rent
$1,720/mo
▲ 43% vs national

Fair Market Rents by Bedroom

Studio
$1,186
1BR
$1,311
2BR
$1,720
3BR
$2,392
4BR
$2,599

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.6%
▼ 0 ppt vs national
High School+
52.5%
Median Age
38.7
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$18,868/yr
23% of income
Toddler (Center)
$15,090/yr
Preschool (Center)
$15,090/yr
School-Age (Center)
$10,380/yr

What This Means

Mount Vernon, WA receives an overall affordability grade of D (49/100), aggregated from 2 ZIP codes with a total population of 45,330. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Mount Vernon ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Mount Vernon, WA affordable?
Mount Vernon, WA receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $83,849. Median home value is $512,604.
What is the cost of living in Mount Vernon?
Key cost metrics: Median rent $1,500/mo. 2BR fair market rent $1,720/mo. Infant childcare $18,868/yr. Median home value $512,604.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →