C

Muskegon, MI

Source:

Affordability Score: 59/100

Population: 128,715 · 5 ZIP codes

The affordability dashboard for Muskegon, MI aggregates Census ACS 5-Year Estimates across 5 ZIP codes covering 128,715 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $60,763, median home value of $180,665, median rent of $1,055 per month, and 20.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,236 per month (studio $866, 1BR $942, 3BR $1,490, 4BR $1,636). Department of Labor data lists infant center-based childcare at $6,296 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 7.4% and poverty 16.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,763
Median household income
Education F
20.6%
Bachelor's degree or higher
Housing B-
3.0x
Home value $180,665 vs income
Commute B
21 min
Average commute time
Rent B-
$1,236/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$6,296/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$60,763
▼ 2% vs national
Per Capita Income
$30,630
Unemployment Rate
7.4%
Poverty Rate
16.0%

Housing

Median Home Value
$180,665
▼ 34% vs national
Median Rent
$1,055/mo
Owner Occupied
74.2%
2BR Fair Market Rent
$1,236/mo
▲ 3% vs national

Fair Market Rents by Bedroom

Studio
$866
1BR
$942
2BR
$1,236
3BR
$1,490
4BR
$1,636

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.6%
▼ 9 ppt vs national
High School+
55.2%
Median Age
39.0
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$6,296/yr
10% of income
Toddler (Center)
$6,570/yr
Preschool (Center)
$6,570/yr
School-Age (Center)
$7,113/yr

What This Means

Muskegon, MI receives an overall affordability grade of C (59/100), aggregated from 5 ZIP codes with a total population of 128,715. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Muskegon ZIP Codes
View all 5 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Muskegon, MI affordable?
Muskegon, MI receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,763. Median home value is $180,665.
What is the cost of living in Muskegon?
Key cost metrics: Median rent $1,055/mo. 2BR fair market rent $1,236/mo. Infant childcare $6,296/yr. Median home value $180,665.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →