Muskegon, MI

Census ZIP code profile for Muskegon, MI - 5 ZIPs, total population 128,715. Median income, home value, education, commute, and demographics from the U.S. Census Bureau American Community Survey 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet MUSKEGON-MI · Muskegon, MI 5 ZIPs · 128,715 pop · #17810/25278 · Muskegon County

INC-MID · RANK-LOWER · BELOW-PEER · BOOK-MID · OWN-MID · POP-MID · SPREAD-WIDE · HOME-LOW

  • INC-MID $60,146
  • RANK-LOWER #17810/25278
  • BELOW-PEER under Holton
  • BOOK-MID 5 ZIPs
  • OWN-MID 66% owners
  • POP-MID 128,715
  • SPREAD-WIDE 49440→49445
  • HOME-LOW $184,880

Nearest income peer: Holton, MI (+ $2,695 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Muskegon

Lowest/highest poles plus county-sharing cities nearest Muskegon on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Muskegon, MI sits among US cities with a below-median household income, on a mid-size population base, across a compact ZIP cluster.

30th pct
household income vs 25,278 US cities
128,715
city population (Census)
5
USPS ZIP codes covered
$60,146
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

A below-median income city on a compact ZIP cluster (5 codes). Income averages $60,146, rent $1,035 , commute about 21 minutes. Sibling ZIPs here are close enough that a two-ZIP compare often answers which side of town.

Every one of the 8 cities sharing Muskegon County reports a higher average ZIP median income than Muskegon, Twin Lake, Whitehall and Montague among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Whitehall marks the far end of that range at $83,363, 39% above Muskegon.

Within-city ZIP comparison

Where the ZIP codes inside Muskegon differ

Muskegon's city average masks two linked splits. Median household income runs from $46,808 in ZIP 49440 to $84,877 in ZIP 49445, while home values span $136,400 in 49442 to $232,200 in 49445. Compare the endpoint ZIPs before treating the city-level number as a neighborhood-level answer.

Income high-to-low ratio
1.8×

49440 to 49445

Home-value high-to-low ratio
1.7×

49442 to 49445

Poverty-rate spread
13.2 points

49445 to 49444

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Muskegon population is a blend, not a flagship ZIP

Across 5 delivery areas, the densest code 49442 still covers only about 32% of Muskegon's 128,715 residents. The city average is a blend, pick two ZIPs with different incomes before using one number.

Census ZBP business roll-up

Mid-density employers across Muskegon's ZIP mosaic

Citywide ZBP: 2,433 establishments, 42,296 employees , annual payroll $2,149,568k (~19 establishments per 1,000 residents) across 5 of 5 ZIPs. Peak business ZIP 49441 (708 units) ; leading NAICS Retail trade (413) · also Health care and social assistance · Other services (except public administration) .

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ZIP Codes in Muskegon, MI

These ZIP codes sit in Muskegon County, which covers 13 ZIP codes in all; 5 of them fall in Muskegon. See the Muskegon County roll-up →

Every one of the 8 cities sharing Muskegon County reports a higher average ZIP median income than Muskegon, Twin Lake, Whitehall and Montague among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Whitehall marks the far end of that range at $83,363, 39% above Muskegon.

Side-by-side: Compare 49442 vs 49441 →

ZIP Code Population Median income Establishments Density
49442 41,214 $48,563 573 365
49441 36,308 $67,427 708 645
49444 29,456 $53,054 670 479
49445 20,784 $84,877 332 131
49440 953 $46,808 150 613

Muskegon roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Muskegon, .