PlainZIP

Muskegon, MI · standard

ZIP Code 49442

Muskegon County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

41,214
365/sq mi
$48,563
Median income
$136,400
Median home value
10.4%
Bachelor's or higher

The verdict

Muskegon pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

12th pct
household income, US ZIPs
21th pct
home value, US ZIPs
365
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49442 against every reporting US ZIP.

ZIP code 49442 is a densely settled ZIP (a standard USPS delivery area) in Muskegon, Muskegon County, Michigan, with 41,214 residents across 112.8 square miles, a density of 365 people per square mile, in the Detroit time zone.

ZIP 49442 reports a modest median household income of $48,563 (34% below the Michigan average), while per-capita income is $23,995. The poverty rate stands at 20.4% and the unemployment rate at 9.7%. The typical home here is valued at $136,400 (38% below the state average); renters pay a median of $971 monthly, and 69.4% of units are owner-occupied.

Formal educational attainment runs low here: just 10.4% of adults hold a bachelor's degree or higher, the median age is 37.6, and the average commute is 23 minutes. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Muskegon County, letting you compare 49442 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49442

Top 5 sectors by establishment count in Muskegon, MI

Which industries have the most business establishments in ZIP 49442.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49442, Muskegon, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

41,214

Population

112.8

Area (sq mi)

365

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49442?

37.6

Median Age

50.7%

Male

49.3%

Female

2.8%

Foreign-Born

White 65.5%
African American 20.7%
Asian 1.0%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 11.3%
Hispanic or Latino 8.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,563

Median Household Income

-34% vs state

$23,995

Per Capita Income

20.4%

Poverty Rate

9.7%

Unemployment Rate

22.6 min

Mean Commute Time

How ZIP 49442 ranks nationally

Muskegon, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,563 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.9%
Bachelor's Degree or Higher 10.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,102

Total Housing Units

16,417

Occupied Units

1,685

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 69.4%
Renter 30.6%

$136,400

Median Home Value

-38% vs state

$971

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.1%

YoY Change (2024)

243

HPI Index (2000 = 100)

+143%

Total Change Since 2000

Home values in ZIP 49442 have increased 10.1% over the past year (2024). Since 2000, this ZIP has seen +143% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 146
2021 +15.8% 169
2022 +17.4% 198
2023 +11.4% 220
2024 +10.1% 243

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 573 business establishments in ZIP 49442, employing approximately 10,037 people with a combined annual payroll of $535,677,000.

573

Businesses

10,037

Employees

$535.7M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 91 15.9%
Health care and social assistance 85 14.8%
Other services (except public administration) 63 11.0%
Manufacturing 59 10.3%
Construction 57 9.9%
Accommodation and food services 55 9.6%
Wholesale trade 32 5.6%
Professional, scientific, and technical services 27 4.7%
Administrative and support and waste management and remediation services 27 4.7%
Finance and insurance 21 3.7%
Real estate and rental and leasing 20 3.5%
Transportation and warehousing 13 2.3%
Information 6 1.1%
Management of companies and enterprises 5 0.9%
Educational services 5 0.9%
Arts, entertainment, and recreation 5 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49442 vs 49415 →

ZIP 49442 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49442 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49442 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49442 ranks #6 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49415 Fruitport, MI 6,480 6.3 mi
49440 Muskegon, MI 953 6.3 mi
49457 Twin Lake, MI 10,565 7.8 mi
49444 Muskegon, MI 29,456 5.6 mi
49441 Muskegon, MI 36,308 8.2 mi
49445 Muskegon, MI 20,784 8.3 mi

More ZIP Codes in Muskegon County

49441 standard
Muskegon, MI
Pop: 36,308
49444 standard
Muskegon, MI
Pop: 29,456
49445 standard
Muskegon, MI
Pop: 20,784
49457 standard
Twin Lake, MI
Pop: 10,565
49461 standard
Whitehall, MI
Pop: 8,929
49437 standard
Montague, MI
Pop: 6,902

Related Areas

Muskegon County Muskegon, MI Michigan

Frequently Asked Questions

What county is ZIP code 49442 in? ▼
ZIP code 49442 (Muskegon) is located in Muskegon County, Michigan. Muskegon County contains multiple ZIP codes, see the full list at /counties/muskegon-mi.
What is the population of ZIP code 49442? ▼
ZIP code 49442 in Muskegon, MI has a population of 41,214 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49442? ▼
The median household income in ZIP 49442 is $48,563, which is 36% below the national average of $76,288.
What is the average home value in ZIP 49442? ▼
The median home value in ZIP 49442 is $136,400, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 49442? ▼
The largest racial group in ZIP 49442 is White at 65.5%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 49442? ▼
ZIP code 49442 has 573 business establishments employing approximately 10,037 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49442? ▼
The top industries by establishment count in ZIP 49442 are: Retail trade (91), Health care and social assistance (85), Other services (except public administration) (63). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 49442? ▼
According to the FHFA House Price Index, home values in ZIP 49442 increased by 10.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 143%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49442? ▼
In ZIP code 49442, 53.9% of residents aged 25+ have a high school diploma or higher, and 10.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49442? ▼
The mean commute time for workers in ZIP code 49442 is 22.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49442? ▼
In ZIP code 49442, approximately 69.4% of occupied housing units are owner-occupied and 30.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49442? ▼
The poverty rate in ZIP code 49442 is 20.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.