PlainZIP

Twin Lake, MI · standard

ZIP Code 49457

Muskegon County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,565
53/sq mi
$78,225
Median income
$222,300
Median home value
20.6%
Bachelor's or higher

The verdict

Twin Lake pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
Top 50%
home value, US ZIPs
53
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49457 against every reporting US ZIP.

ZIP code 49457 is a mid-sized community (a standard USPS delivery area) in Twin Lake, Muskegon County, Michigan, home to 10,565 residents across 200.5 square miles, a density of 53 people per square mile, in the Detroit time zone.

ZIP 49457 lands in the middle-income range, with a median household income of $78,225 (7% above the Michigan average), while per-capita income is $36,500. Poverty here runs at 10.5%, with unemployment measured at 6.5%. On housing, the median home value is $222,300 (1% above the state average) with median rent at $1,105 per month, and 93.6% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 25 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 49457, plus 6 more within Muskegon County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49457

Top 5 sectors by establishment count in Twin Lake, MI

Which industries have the most business establishments in ZIP 49457.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49457, Twin Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,565

Population

200.5

Area (sq mi)

53

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49457?

43.1

Median Age

49.5%

Male

50.5%

Female

1.6%

Foreign-Born

White 89.7%
African American 1.2%
Asian 1.2%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,225

Median Household Income

+7% vs state

$36,500

Per Capita Income

10.5%

Poverty Rate

6.5%

Unemployment Rate

24.5 min

Mean Commute Time

How ZIP 49457 ranks nationally

Twin Lake, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,225 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.5%
Bachelor's Degree or Higher 20.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,819

Total Housing Units

4,268

Occupied Units

551

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 93.6%
Renter 6.4%

$222,300

Median Home Value

+1% vs state

$1,105

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.6%

YoY Change (2024)

235

HPI Index (2000 = 100)

+135%

Total Change Since 2000

Home values in ZIP 49457 have increased 9.6% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 148
2021 +14.9% 170
2022 +14.8% 195
2023 +10.0% 215
2024 +9.6% 235

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 72 business establishments in ZIP 49457, employing approximately 471 people with a combined annual payroll of $21,586,000.

72

Businesses

471

Employees

$21.6M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 23 31.9%
Accommodation and food services 9 12.5%
Retail trade 8 11.1%
Health care and social assistance 7 9.7%
Other services (except public administration) 7 9.7%
Administrative and support and waste management and remediation services 5 6.9%
Agriculture, forestry, fishing and hunting 3 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49457 vs 49442 →

ZIP 49457 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49457 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49457 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49457 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49442 Muskegon, MI 41,214 7.8 mi
49425 Holton, MI 3,660 6.4 mi
49445 Muskegon, MI 20,784 7.5 mi
49440 Muskegon, MI 953 9.6 mi

More ZIP Codes in Muskegon County

49442 standard
Muskegon, MI
Pop: 41,214
49441 standard
Muskegon, MI
Pop: 36,308
49444 standard
Muskegon, MI
Pop: 29,456
49445 standard
Muskegon, MI
Pop: 20,784
49461 standard
Whitehall, MI
Pop: 8,929
49437 standard
Montague, MI
Pop: 6,902

Related Areas

Muskegon County Twin Lake, MI Michigan

Frequently Asked Questions

What county is ZIP code 49457 in? ▼
ZIP code 49457 (Twin Lake) is located in Muskegon County, Michigan. Muskegon County contains multiple ZIP codes, see the full list at /counties/muskegon-mi.
What is the population of ZIP code 49457? ▼
ZIP code 49457 in Twin Lake, MI has a population of 10,565 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49457? ▼
The median household income in ZIP 49457 is $78,225, which is 3% above the national average of $76,288.
What is the average home value in ZIP 49457? ▼
The median home value in ZIP 49457 is $222,300, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 49457? ▼
The largest racial group in ZIP 49457 is White at 89.7%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 49457? ▼
ZIP code 49457 has 72 business establishments employing approximately 471 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49457? ▼
The top industries by establishment count in ZIP 49457 are: Construction (23), Accommodation and food services (9), Retail trade (8). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 49457? ▼
According to the FHFA House Price Index, home values in ZIP 49457 increased by 9.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49457? ▼
In ZIP code 49457, 56.5% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49457? ▼
The mean commute time for workers in ZIP code 49457 is 24.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49457? ▼
In ZIP code 49457, approximately 93.6% of occupied housing units are owner-occupied and 6.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49457? ▼
The poverty rate in ZIP code 49457 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.