Muskegon, MI · standard
ZIP Code 49440
Muskegon County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 953
- 613/sq mi High-density area
- $46,808
- Median income Below-median income area
- $176,400
- Median home value Near-median home value
- 35.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Muskegon pairs one of the lowest household incomes in the country with below-median home values, in a low-density, renter-heavy area.
- 11th pct
- household income, US ZIPs
- 37th pct
- home value, US ZIPs
- 613
- people per sq mi
- 25%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49440 against every reporting US ZIP.
ZIP code 49440 is a sparsely populated ZIP (a standard USPS delivery area) in Muskegon, Muskegon County, Michigan, home to just 953 residents across 1.6 square miles, a density of 613 people per square mile, in the Detroit time zone.
ZIP 49440 reports a modest median household income of $46,808 (36% below the average Michigan ZIP), while per-capita income is $42,055. The poverty rate is 18.7%, with unemployment at 6.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $176,400 (20% below the average Michigan ZIP), and median rent is $915; owner occupancy is 25.4%.
A solid share of residents have a four-year degree: 35.0% of adults hold a bachelor's degree or higher, the median age is 33.9, and the average commute is -. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Muskegon County, so 49440 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49440
Top 5 sectors by establishment count in Muskegon, MI
Which industries have the most business establishments in ZIP 49440.
- Professional, scientific, and technical services
Professional, scientific, and technical services
28 establishments
- Other services (except public administration)
Other services (except public administration)
22 establishments
- Health care and social assistance
Health care and social assistance
18 establishments
- Finance and insurance
Finance and insurance
17 establishments
- Accommodation and food services
Accommodation and food services
16 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49440, Muskegon, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
953
Population
1.6
Area (sq mi)
613
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49440?
33.9
Median Age
42.2%
Male
57.8%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$46,808
Median Household Income
-36% vs state ZIP avg
$42,055
Per Capita Income
18.7%
Poverty Rate
6.9%
Unemployment Rate
How ZIP 49440 ranks among Michigan ZIPs
Muskegon, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$46,808 9th percentile higher than 9% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
908housing units
908
Total Housing Units
761
Occupied Units
147
Vacant Units
1.96
Avg Household Size
Occupancy Type
$176,400
Median Home Value
-20% vs state ZIP avg
$915
Median Rent
1953
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 150 business establishments in ZIP 49440, employing approximately 1,616 people with a combined annual payroll of $105,352,000.
150
Businesses
1,616
Employees
$105.4M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 28 | 18.7% |
| Other services (except public administration) | 22 | 14.7% |
| Health care and social assistance | 18 | 12.0% |
| Finance and insurance | 17 | 11.3% |
| Accommodation and food services | 16 | 10.7% |
| Retail trade | 14 | 9.3% |
| Manufacturing | 9 | 6.0% |
| Administrative and support and waste management and remediation services | 5 | 3.3% |
| Arts, entertainment, and recreation | 5 | 3.3% |
| Transportation and warehousing | 3 | 2.0% |
| Information | 3 | 2.0% |
| Management of companies and enterprises | 3 | 2.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49440 vs 49441 →
ZIP 49440 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49442
Muskegon (49442)
41,214 residents
- 49441
Muskegon (49441)
36,308 residents
- 49444
Muskegon (49444)
29,456 residents
- 49445
Muskegon (49445)
20,784 residents
- 49456
Spring Lake (49456)
18,581 residents
- 49457 10,565
Twin Lake (49457)
10,565 residents
- 49461 8,929
Whitehall (49461)
8,929 residents
- 49415 6,480
Fruitport (49415)
6,480 residents
- 49440 953
Muskegon (49440)
953 residents
What this shows Among its immediate neighbors, ZIP 49440 ranks #9 by population - useful context the national average alone can't give.
ZIP 49440 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49456
Spring Lake (49456)
$92,672 median income
- 49445
Muskegon (49445)
$84,877 median income
- 49461
Whitehall (49461)
$83,363 median income
- 49415
Fruitport (49415)
$81,908 median income
- 49457
Twin Lake (49457)
$78,225 median income
- 49441
Muskegon (49441)
$67,427 median income
- 49444
Muskegon (49444)
$53,054 median income
- 49442
Muskegon (49442)
$48,563 median income
- 49440
Muskegon (49440)
$46,808 median income
What this shows By household income, ZIP 49440 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 49441 | Muskegon, MI | 36,308 | 3.8 mi |
| 49445 | Muskegon, MI | 20,784 | 4.1 mi |
| 49444 | Muskegon, MI | 29,456 | 5.0 mi |
| 49442 | Muskegon, MI | 41,214 | 6.3 mi |
| 49456 | Spring Lake, MI | 18,581 | 10.7 mi |
| 49461 | Whitehall, MI | 8,929 | 10.5 mi |
| 49457 | Twin Lake, MI | 10,565 | 9.6 mi |
| 49415 | Fruitport, MI | 6,480 | 9.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49440, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Muskegon County
Related Areas
Frequently Asked Questions
What county is ZIP code 49440 in?
ZIP code 49440 (Muskegon) is located in Muskegon County, Michigan. Muskegon County contains multiple ZIP codes, see the full list at /counties/muskegon-mi.
What is the population of ZIP code 49440?
ZIP code 49440 in Muskegon, MI has a population of 953 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49440?
The median household income in ZIP 49440 is $46,808, which is 39% below the national average of $76,288.
What is the average home value in ZIP 49440?
The median home value in ZIP 49440 is $176,400, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 49440?
The largest racial group in ZIP 49440 is White at 55.2%. Hispanic or Latino residents make up 11.7% of the population.
How many businesses are in ZIP code 49440?
ZIP code 49440 has 150 business establishments employing approximately 1,616 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49440?
The top industries by establishment count in ZIP 49440 are: Professional, scientific, and technical services (28), Other services (except public administration) (22), Health care and social assistance (18). There are 12 industry sectors represented in total.
What is the education level in ZIP code 49440?
In ZIP code 49440, 53.0% of residents aged 25+ have a high school diploma or higher, and 35.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49440?
In ZIP code 49440, approximately 25.4% of occupied housing units are owner-occupied and 74.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49440?
The poverty rate in ZIP code 49440 is 18.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49440's numbers, next.
- See how ZIP 49440 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Muskegon, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.