ZIP Code 49440

standard

Source:

Muskegon · Muskegon County · Michigan

Population
953

613/sq mi

Median income
$46,808

▼ 39% vs US

higher than 11% of US ZIPs

Median home value
$176,400

▼ 37% vs US

higher than 37% of US ZIPs

Bachelor's or higher
35.0%

Median age 33.9

Land area
1.6 sq mi

Detroit

ZIP code 49440 in Muskegon, Michigan has a population of 953. The median household income is $46,808, which is 39% below the national average. Median home value is $176,400, 37% below the US average. 35.0% of residents hold a bachelor's degree or higher.

ZIP code 49440 is classified by USPS as a standard delivery area and covers roughly 1.6 square miles in Muskegon, Muskegon County, Michigan. The area is home to 953 residents, producing a population density of 613 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49440 against Michigan and the nation.

On the economic side, the median household income for ZIP 49440 sits at $46,808 (36% below the Michigan average), while per-capita income is $42,055. The poverty rate stands at 18.7% and the unemployment rate at 6.9%. On housing, the median home value is $176,400 (20% below the state average) with median rent at $915 per month, and 25.4% of occupied units are owner-occupied, a direct signal of whether 49440 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 35.0% of adults hold a bachelor's degree or higher, the median age is 33.9, and the average commute is . We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Muskegon County, so you can benchmark 49440 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49440

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49440.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49440, Muskegon, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

953

Population

1.6

Area (sq mi)

613

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49440?

33.9

Median Age

42.2%

Male

57.8%

Female

3.3%

Foreign-Born

White 55.2%
African American 18.6%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 23.0%
Hispanic or Latino 11.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,808

Median Household Income

-36% vs state

$42,055

Per Capita Income

18.7%

Poverty Rate

6.9%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.0%
Bachelor's Degree or Higher 35.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

908

Total Housing Units

761

Occupied Units

147

Vacant Units

1.96

Avg Household Size

Occupancy Type

Owner 25.4%
Renter 74.6%

$176,400

Median Home Value

-20% vs state

$915

Median Rent

1953

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 150 business establishments in ZIP 49440, employing approximately 1,616 people with a combined annual payroll of $105,352,000.

150

Businesses

1,616

Employees

$105.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 28 18.7%
Other services (except public administration) 22 14.7%
Health care and social assistance 18 12.0%
Finance and insurance 17 11.3%
Accommodation and food services 16 10.7%
Retail trade 14 9.3%
Manufacturing 9 6.0%
Administrative and support and waste management and remediation services 5 3.3%
Arts, entertainment, and recreation 5 3.3%
Transportation and warehousing 3 2.0%
Information 3 2.0%
Management of companies and enterprises 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49440 vs 49441 →

ZIP Code City Population Distance
49441 Muskegon, MI 36,308 3.8 mi
49445 Muskegon, MI 20,784 4.1 mi
49444 Muskegon, MI 29,456 5.0 mi
49442 Muskegon, MI 41,214 6.3 mi
49456 Spring Lake, MI 18,581 10.7 mi
49461 Whitehall, MI 8,929 10.5 mi
49457 Twin Lake, MI 10,565 9.6 mi
49415 Fruitport, MI 6,480 9.1 mi

More ZIP Codes in Muskegon County

Frequently Asked Questions

What county is ZIP code 49440 in?
ZIP code 49440 (Muskegon) is located in Muskegon County, Michigan. Muskegon County contains multiple ZIP codes, see the full list at /counties/muskegon-mi.
What is the population of ZIP code 49440?
ZIP code 49440 in Muskegon, MI has a population of 953 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49440?
The median household income in ZIP 49440 is $46,808, which is 39% below the national average of $76,288.
What is the average home value in ZIP 49440?
The median home value in ZIP 49440 is $176,400, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 49440?
The largest racial group in ZIP 49440 is White at 55.2%. Hispanic or Latino residents make up 11.7% of the population.
How many businesses are in ZIP code 49440?
ZIP code 49440 has 150 business establishments employing approximately 1,616 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49440?
The top industries by establishment count in ZIP 49440 are: Professional, scientific, and technical services (28), Other services (except public administration) (22), Health care and social assistance (18). There are 12 industry sectors represented in total.
What is the education level in ZIP code 49440?
In ZIP code 49440, 53.0% of residents aged 25+ have a high school diploma or higher, and 35.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49440?
In ZIP code 49440, approximately 25.4% of occupied housing units are owner-occupied and 74.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49440?
The poverty rate in ZIP code 49440 is 18.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Muskegon, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.