PlainZIP

Muskegon, MI · standard

ZIP Code 49440

Muskegon County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

953
613/sq mi
$46,808
Median income
$176,400
Median home value
35.0%
Bachelor's or higher

The verdict

Muskegon pairs one of the lowest household incomes in the country with below-median home values, in a low-density, renter-heavy area.

11th pct
household income, US ZIPs
37th pct
home value, US ZIPs
613
people per sq mi
25%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49440 against every reporting US ZIP.

ZIP code 49440 is a sparsely populated ZIP (a standard USPS delivery area) in Muskegon, Muskegon County, Michigan, home to just 953 residents across 1.6 square miles, a density of 613 people per square mile, in the Detroit time zone.

ZIP 49440 reports a modest median household income of $46,808 (36% below the Michigan average), while per-capita income is $42,055. 18.7% of residents live below the poverty line, and the unemployment rate reads 6.9%. Housing costs here run $176,400 for a typical home value (20% below the state average), with rent averaging $915 a month; 25.4% of homes are owner-occupied.

A solid share of residents have a four-year degree: 35.0% of adults hold a bachelor's degree or higher, the median age is 33.9, and the average commute is -. To put 49440 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Muskegon County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49440

Top 5 sectors by establishment count in Muskegon, MI

Which industries have the most business establishments in ZIP 49440.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49440, Muskegon, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

953

Population

1.6

Area (sq mi)

613

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49440?

33.9

Median Age

42.2%

Male

57.8%

Female

3.3%

Foreign-Born

White 55.2%
African American 18.6%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 23.0%
Hispanic or Latino 11.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,808

Median Household Income

-36% vs state

$42,055

Per Capita Income

18.7%

Poverty Rate

6.9%

Unemployment Rate

How ZIP 49440 ranks nationally

Muskegon, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$46,808 11th percentile higher than 11% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.0%
Bachelor's Degree or Higher 35.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

908

Total Housing Units

761

Occupied Units

147

Vacant Units

1.96

Avg Household Size

Occupancy Type

Owner 25.4%
Renter 74.6%

$176,400

Median Home Value

-20% vs state

$915

Median Rent

1953

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 150 business establishments in ZIP 49440, employing approximately 1,616 people with a combined annual payroll of $105,352,000.

150

Businesses

1,616

Employees

$105.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 28 18.7%
Other services (except public administration) 22 14.7%
Health care and social assistance 18 12.0%
Finance and insurance 17 11.3%
Accommodation and food services 16 10.7%
Retail trade 14 9.3%
Manufacturing 9 6.0%
Administrative and support and waste management and remediation services 5 3.3%
Arts, entertainment, and recreation 5 3.3%
Transportation and warehousing 3 2.0%
Information 3 2.0%
Management of companies and enterprises 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49440 vs 49441 →

ZIP 49440 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49440 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49440 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49440 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49441 Muskegon, MI 36,308 3.8 mi
49445 Muskegon, MI 20,784 4.1 mi
49444 Muskegon, MI 29,456 5.0 mi
49442 Muskegon, MI 41,214 6.3 mi
49456 Spring Lake, MI 18,581 10.7 mi
49461 Whitehall, MI 8,929 10.5 mi
49457 Twin Lake, MI 10,565 9.6 mi
49415 Fruitport, MI 6,480 9.1 mi

More ZIP Codes in Muskegon County

49442 standard
Muskegon, MI
Pop: 41,214
49441 standard
Muskegon, MI
Pop: 36,308
49444 standard
Muskegon, MI
Pop: 29,456
49445 standard
Muskegon, MI
Pop: 20,784
49457 standard
Twin Lake, MI
Pop: 10,565
49461 standard
Whitehall, MI
Pop: 8,929

Related Areas

Muskegon County Muskegon, MI Michigan

Frequently Asked Questions

What county is ZIP code 49440 in? ▼
ZIP code 49440 (Muskegon) is located in Muskegon County, Michigan. Muskegon County contains multiple ZIP codes, see the full list at /counties/muskegon-mi.
What is the population of ZIP code 49440? ▼
ZIP code 49440 in Muskegon, MI has a population of 953 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49440? ▼
The median household income in ZIP 49440 is $46,808, which is 39% below the national average of $76,288.
What is the average home value in ZIP 49440? ▼
The median home value in ZIP 49440 is $176,400, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 49440? ▼
The largest racial group in ZIP 49440 is White at 55.2%. Hispanic or Latino residents make up 11.7% of the population.
How many businesses are in ZIP code 49440? ▼
ZIP code 49440 has 150 business establishments employing approximately 1,616 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49440? ▼
The top industries by establishment count in ZIP 49440 are: Professional, scientific, and technical services (28), Other services (except public administration) (22), Health care and social assistance (18). There are 12 industry sectors represented in total.
What is the education level in ZIP code 49440? ▼
In ZIP code 49440, 53.0% of residents aged 25+ have a high school diploma or higher, and 35.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49440? ▼
In ZIP code 49440, approximately 25.4% of occupied housing units are owner-occupied and 74.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49440? ▼
The poverty rate in ZIP code 49440 is 18.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.