Naples, FL

The affordability dashboard for Naples, FL aggregates Census ACS 5-Year Estimates across 15 ZIP codes covering 276,002 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $93,142, median home value of $617,664, median rent of $2,000 per month, and 41.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,986 per month (studio $1,396, 1BR $1,797, 3BR $2,581, 4BR $2,805). Department of Labor data lists infant center-based childcare at $11,708 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Naples, FL include income. Pressure points are housing. Unemployment currently reads 3.7% and poverty 9.5% — numbers worth keeping alongside the headline grade.