D

New Port Richey, FL

Source:

Affordability Score: 41/100

Population: 115,083 · 4 ZIP codes

The affordability dashboard for New Port Richey, FL aggregates Census ACS 5-Year Estimates across 4 ZIP codes covering 115,083 residents, then layers in county-level federal data to produce an overall grade of D (41/100). The headline inputs are median household income of $67,711, median home value of $286,054, median rent of $1,522 per month, and 25.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,977 per month (studio $1,593, 1BR $1,696, 3BR $2,527, 4BR $3,077). Department of Labor data lists infant center-based childcare at $11,700 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute, rent. Unemployment currently reads 5.0% and poverty 11.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$67,711
Median household income
Education D
25.9%
Bachelor's degree or higher
Housing F
4.2x
Home value $286,054 vs income
Commute F
30 min
Average commute time
Rent F
$1,977/mo
2BR fair market rent (35% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,700/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$67,711
▲ 9% vs national
Per Capita Income
$37,887
Unemployment Rate
5.0%
Poverty Rate
11.9%

Housing

Median Home Value
$286,054
▲ 4% vs national
Median Rent
$1,522/mo
Owner Occupied
71.5%
2BR Fair Market Rent
$1,977/mo
▲ 65% vs national

Fair Market Rents by Bedroom

Studio
$1,593
1BR
$1,696
2BR
$1,977
3BR
$2,527
4BR
$3,077

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.9%
▼ 4 ppt vs national
High School+
61.0%
Median Age
47.3
Avg. Commute
30 min
▲ 4 min vs national

Childcare Costs

Infant (Center)
$11,700/yr
17% of income
Toddler (Center)
$8,840/yr
Preschool (Center)
$8,580/yr
School-Age (Center)
$5,980/yr

What This Means

New Port Richey, FL receives an overall affordability grade of D (41/100), aggregated from 4 ZIP codes with a total population of 115,083. Challenges include housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore New Port Richey ZIP Codes
View all 4 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is New Port Richey, FL affordable?
New Port Richey, FL receives an overall affordability grade of D (41/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,711. Median home value is $286,054.
What is the cost of living in New Port Richey?
Key cost metrics: Median rent $1,522/mo. 2BR fair market rent $1,977/mo. Infant childcare $11,700/yr. Median home value $286,054.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →