D

Newberry, IN

Source:

Affordability Score: 42/100

Population: 413 · 1 ZIP codes

The affordability dashboard for Newberry, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 413 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $50,417, median home value of $195,300, median rent of per month, and 6.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $956 per month (studio $724, 1BR $729, 3BR $1,206, 4BR $1,330).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 9.2% and poverty 7.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$50,417
Median household income
Education F
6.4%
Bachelor's degree or higher
Housing D
3.9x
Home value $195,300 vs income
Commute N/A
N/A
Average commute time
Rent B
$956/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$50,417
▼ 19% vs national
Per Capita Income
$32,129
Unemployment Rate
9.2%
Poverty Rate
7.5%

Housing

Median Home Value
$195,300
▼ 29% vs national
Median Rent
Owner Occupied
97.1%
2BR Fair Market Rent
$956/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$724
1BR
$729
2BR
$956
3BR
$1,206
4BR
$1,330

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
6.4%
▼ 24 ppt vs national
High School+
54.1%
Median Age
59.9
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Newberry, IN receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 413. Challenges include income and education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Newberry ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Newberry, IN affordable?
Newberry, IN receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $50,417. Median home value is $195,300.
What is the cost of living in Newberry?
Key cost metrics: 2BR fair market rent $956/mo. Median home value $195,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →