C-

Northfield, CT

Source:

Affordability Score: 53/100

Population: 1,378 · 1 ZIP codes

The affordability dashboard for Northfield, CT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,378 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $81,375, median home value of $321,600, median rent of $1,021 per month, and 20.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,507 per month (studio $1,033, 1BR $1,219, 3BR $1,884, 4BR $2,152). Department of Labor data lists infant center-based childcare at $16,120 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 7.0% and poverty 3.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,375
Median household income
Education F
20.5%
Bachelor's degree or higher
Housing F
4.0x
Home value $321,600 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,507/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$16,120/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$81,375
▲ 31% vs national
Per Capita Income
$45,921
Unemployment Rate
7.0%
Poverty Rate
3.2%

Housing

Median Home Value
$321,600
▲ 17% vs national
Median Rent
$1,021/mo
Owner Occupied
95.8%
2BR Fair Market Rent
$1,507/mo
▲ 26% vs national

Fair Market Rents by Bedroom

Studio
$1,033
1BR
$1,219
2BR
$1,507
3BR
$1,884
4BR
$2,152

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.5%
▼ 9 ppt vs national
High School+
57.6%
Median Age
49.5
Avg. Commute

Childcare Costs

Infant (Center)
$16,120/yr
20% of income
Toddler (Center)
$16,120/yr
Preschool (Center)
$13,260/yr
School-Age (Center)
$7,800/yr

What This Means

Northfield, CT receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 1,378. Challenges include education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Northfield, CT affordable?
Northfield, CT receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,375. Median home value is $321,600.
What is the cost of living in Northfield?
Key cost metrics: Median rent $1,021/mo. 2BR fair market rent $1,507/mo. Infant childcare $16,120/yr. Median home value $321,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →