F

Ocean Shores, WA

Source:

Affordability Score: 35/100

Population: 5,784 · 1 ZIP codes

The affordability dashboard for Ocean Shores, WA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,784 residents, then layers in county-level federal data to produce an overall grade of F (35/100). The headline inputs are median household income of $58,378, median home value of $380,700, median rent of $1,246 per month, and 23.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,216 per month (studio $838, 1BR $927, 3BR $1,691, 4BR $1,869). Department of Labor data lists infant center-based childcare at $18,580 per year, consuming 32% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 6.9% and poverty 12.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,378
Median household income
Education F
23.2%
Bachelor's degree or higher
Housing F
6.5x
Home value $380,700 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,216/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$18,580/yr
Center-based infant care (32% of income)

Income & Employment

Median Income
$58,378
▼ 6% vs national
Per Capita Income
$37,579
Unemployment Rate
6.9%
Poverty Rate
12.0%

Housing

Median Home Value
$380,700
▲ 38% vs national
Median Rent
$1,246/mo
Owner Occupied
83.0%
2BR Fair Market Rent
$1,216/mo
▲ 1% vs national

Fair Market Rents by Bedroom

Studio
$838
1BR
$927
2BR
$1,216
3BR
$1,691
4BR
$1,869

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.2%
▼ 7 ppt vs national
High School+
51.9%
Median Age
63.7
Avg. Commute

Childcare Costs

Infant (Center)
$18,580/yr
32% of income
Toddler (Center)
$12,944/yr
Preschool (Center)
$12,944/yr
School-Age (Center)
$9,964/yr

What This Means

Ocean Shores, WA receives an overall affordability grade of F (35/100), aggregated from 1 ZIP codes with a total population of 5,784. Challenges include education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Ocean Shores, WA affordable?
Ocean Shores, WA receives an overall affordability grade of F (35/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,378. Median home value is $380,700.
What is the cost of living in Ocean Shores?
Key cost metrics: Median rent $1,246/mo. 2BR fair market rent $1,216/mo. Infant childcare $18,580/yr. Median home value $380,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →