Opa Locka, FL

The affordability dashboard for Opa Locka, FL aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 72,255 residents, then layers in county-level federal data to produce an overall grade of F (24/100). The headline inputs are median household income of $55,619, median home value of $356,006, median rent of $1,665 per month, and 15.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,436 per month (studio $1,828, 1BR $1,995, 3BR $3,127, 4BR $3,613). Department of Labor data lists infant center-based childcare at $10,400 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute, rent, childcare. Unemployment currently reads 5.8% and poverty 17.8% — numbers worth keeping alongside the headline grade.