C+

Orange Park, FL

Source:

Affordability Score: 60/100

Population: 71,690 · 2 ZIP codes

The affordability dashboard for Orange Park, FL aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 71,690 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $86,054, median home value of $292,994, median rent of $1,596 per month, and 25.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,658 per month (studio $1,355, 1BR $1,382, 3BR $2,043, 4BR $2,561). Department of Labor data lists infant center-based childcare at $10,400 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are commute. Unemployment currently reads 4.0% and poverty 10.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$86,054
Median household income
Education D
25.8%
Bachelor's degree or higher
Housing C-
3.4x
Home value $292,994 vs income
Commute F
29 min
Average commute time
Rent B
$1,658/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$10,400/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$86,054
▲ 39% vs national
Per Capita Income
$37,155
Unemployment Rate
4.0%
Poverty Rate
10.4%

Housing

Median Home Value
$292,994
▲ 7% vs national
Median Rent
$1,596/mo
Owner Occupied
67.3%
2BR Fair Market Rent
$1,658/mo
▲ 38% vs national

Fair Market Rents by Bedroom

Studio
$1,355
1BR
$1,382
2BR
$1,658
3BR
$2,043
4BR
$2,561

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.8%
▼ 4 ppt vs national
High School+
53.5%
Median Age
39.5
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$10,400/yr
12% of income
Toddler (Center)
$8,840/yr
Preschool (Center)
$8,060/yr
School-Age (Center)
$6,003/yr

What This Means

Orange Park, FL receives an overall affordability grade of C+ (60/100), aggregated from 2 ZIP codes with a total population of 71,690. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Orange Park ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Orange Park, FL affordable?
Orange Park, FL receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $86,054. Median home value is $292,994.
What is the cost of living in Orange Park?
Key cost metrics: Median rent $1,596/mo. 2BR fair market rent $1,658/mo. Infant childcare $10,400/yr. Median home value $292,994.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →