C-

Ormond Beach, FL

Source:

Affordability Score: 51/100

Population: 61,891 · 2 ZIP codes

The affordability dashboard for Ormond Beach, FL aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 61,891 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $72,725, median home value of $370,631, median rent of $1,440 per month, and 34.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,700 per month (studio $1,205, 1BR $1,385, 3BR $2,241, 4BR $2,429). Department of Labor data lists infant center-based childcare at $10,400 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 3.7% and poverty 9.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$72,725
Median household income
Education C
34.8%
Bachelor's degree or higher
Housing F
5.1x
Home value $370,631 vs income
Commute C+
23 min
Average commute time
Rent C
$1,700/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$10,400/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$72,725
▲ 17% vs national
Per Capita Income
$50,490
Unemployment Rate
3.7%
Poverty Rate
9.9%

Housing

Median Home Value
$370,631
▲ 35% vs national
Median Rent
$1,440/mo
Owner Occupied
82.7%
2BR Fair Market Rent
$1,700/mo
▲ 42% vs national

Fair Market Rents by Bedroom

Studio
$1,205
1BR
$1,385
2BR
$1,700
3BR
$2,241
4BR
$2,429

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.8%
▲ 5 ppt vs national
High School+
59.3%
Median Age
57.7
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$10,400/yr
14% of income
Toddler (Center)
$8,320/yr
Preschool (Center)
$7,800/yr
School-Age (Center)
$5,980/yr

What This Means

Ormond Beach, FL receives an overall affordability grade of C- (51/100), aggregated from 2 ZIP codes with a total population of 61,891. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ormond Beach ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Ormond Beach, FL affordable?
Ormond Beach, FL receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,725. Median home value is $370,631.
What is the cost of living in Ormond Beach?
Key cost metrics: Median rent $1,440/mo. 2BR fair market rent $1,700/mo. Infant childcare $10,400/yr. Median home value $370,631.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →