C+

Osteen, FL

Source:

Affordability Score: 60/100

Population: 3,120 · 1 ZIP codes

The affordability dashboard for Osteen, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,120 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $86,224, median home value of $350,700, median rent of $1,036 per month, and 28.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,700 per month (studio $1,205, 1BR $1,385, 3BR $2,241, 4BR $2,429). Department of Labor data lists infant center-based childcare at $10,400 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 0.9% and poverty 9.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$86,224
Median household income
Education D
28.4%
Bachelor's degree or higher
Housing F
4.1x
Home value $350,700 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,700/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$10,400/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$86,224
▲ 39% vs national
Per Capita Income
$57,686
Unemployment Rate
0.9%
Poverty Rate
9.1%

Housing

Median Home Value
$350,700
▲ 28% vs national
Median Rent
$1,036/mo
Owner Occupied
91.4%
2BR Fair Market Rent
$1,700/mo
▲ 42% vs national

Fair Market Rents by Bedroom

Studio
$1,205
1BR
$1,385
2BR
$1,700
3BR
$2,241
4BR
$2,429

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.4%
▼ 2 ppt vs national
High School+
59.5%
Median Age
54.6
Avg. Commute

Childcare Costs

Infant (Center)
$10,400/yr
12% of income
Toddler (Center)
$8,320/yr
Preschool (Center)
$7,800/yr
School-Age (Center)
$5,980/yr

What This Means

Osteen, FL receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 3,120. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Osteen ZIP Codes
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What are common questions about this dashboard?

Is Osteen, FL affordable?
Osteen, FL receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $86,224. Median home value is $350,700.
What is the cost of living in Osteen?
Key cost metrics: Median rent $1,036/mo. 2BR fair market rent $1,700/mo. Infant childcare $10,400/yr. Median home value $350,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →