Otterbein, IN

The affordability dashboard for Otterbein, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,034 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $74,457, median home value of $185,300, median rent of $915 per month, and 26.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,242 per month (studio $894, 1BR $1,032, 3BR $1,489, 4BR $1,992).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Otterbein, IN include housing, rent. Unemployment currently reads 4.3% and poverty 14.4% — numbers worth keeping alongside the headline grade.