B

Pendleton, IN

Source:

Affordability Score: 70/100

Population: 17,148 · 1 ZIP codes

The affordability dashboard for Pendleton, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 17,148 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $94,609, median home value of $283,600, median rent of $1,141 per month, and 29.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,206 per month (studio $898, 1BR $919, 3BR $1,594, 4BR $1,597).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Pendleton, IN include income, rent. Unemployment currently reads 6.5% and poverty 4.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$94,609
Median household income
Education D
29.8%
Bachelor's degree or higher
Housing B-
3.0x
Home value $283,600 vs income
Commute D
27 min
Average commute time
Rent A
$1,206/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$94,609
▲ 53% vs national
Per Capita Income
$41,960
Unemployment Rate
6.5%
Poverty Rate
4.5%

Housing

Median Home Value
$283,600
▲ 3% vs national
Median Rent
$1,141/mo
Owner Occupied
85.2%
2BR Fair Market Rent
$1,206/mo
▲ 1% vs national

Fair Market Rents by Bedroom

Studio
$898
1BR
$919
2BR
$1,206
3BR
$1,594
4BR
$1,597

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.8%
▼ 0 ppt vs national
High School+
60.4%
Median Age
39.6
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Pendleton, IN receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 17,148. This area performs well in income and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Pendleton ZIP Codes
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What are common questions about this dashboard?

Is Pendleton, IN affordable?
Pendleton, IN receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $94,609. Median home value is $283,600.
What is the cost of living in Pendleton?
Key cost metrics: Median rent $1,141/mo. 2BR fair market rent $1,206/mo. Median home value $283,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →